One valuable lesson I have learned is that it is nearly impossible to get something for nothing. An offer may seem absolutely incredible but 99.5% there is a con-artist behind it. First of all, any survey that requires you to enter your phone number and a pin number is signing you up for some worthless service 'charged directly to your phone bill'! Winning a $500 or $1000 gift certificate usually means you end up spending a ton of money, and IF you get your certificate.... well, you're lucky. If it sounds too good to be true, it probably is. I have tried a few supposidly reputable online surveys, just to see if they would pan out, so far, nothing possitive has come of that experience. If I ever do find one, I'll most certainly post it but I don't really plan on looking anytime soon.
Everything is 'Buyer Beware'. The internet is littered with scams and people trying to get every penny out of you that they can. The best thing to do is, if it raises any red flags at all, avoid it. If you are not 100% possitive that it is ligit, investigate or avoid.
The best financial sense is to avoid others taking advantage of you and your hard earned money.
Best of Luck!!!
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